Legal

SMS Terms

South Mississippi Collection Service, Inc. (“SMCS”). Last updated: October 28, 2026

Program description

SMCS sends text messages about your account, including account status updates, payment reminders, payment confirmations, and replies to your questions. Message frequency varies. Your message volume depends on your account activity.

How to opt in

You may agree to receive text messages from SMCS by giving your mobile number to an SMCS representative and agreeing to receive texts, by giving written consent on a form, or by texting START to an SMCS number. Consent to receive text messages is not a condition of any purchase or payment.

By opting in, you agree to receive automated text messages from SMCS about your account. Message frequency varies. Msg & data rates may apply. Reply STOP to opt out or HELP for help.

How to opt out

You may stop text messages at any time by replying STOP to any message from SMCS. You will receive one final message confirming that you have opted out. You may re-enroll at any time by replying START.

Help

For help, reply HELP to any message from us or call (228) 475-1401.

Rates and carriers

Msg & data rates may apply. SMCS is not responsible for charges from your mobile carrier. Carriers are not liable for delayed or undelivered messages. Messaging is available on most major US carriers.

Privacy

Your mobile number and text-messaging consent will not be shared with third parties or affiliates for marketing or promotional purposes. See our Privacy Policy for how we handle your information.